Just out of curiousity, have you asked the pharmacy what the price of the medication is without the insurance? More specifically, have you asked what the bulk rate is?
I only mention this because I learned something really strange about it when dealing with my thyroid medication -- it's a daily pill I will probably be on for the rest of my life. However, the insurance companies will only authorize a 30 day dosage at a time. At one point, with my co-pay, I was paying about $10 per month. *However*, if I skipped the insurance companies directly and got the perscription in bulk of 90-100 pills at a time, it cost me $18 for the bulk purchase without insurance, as opposed to $10 for a 30 day supply with.
So, it was actually *more expensive* with the insurance company for a three month supply! I have no idea if this applies to your situation or not, though. (Also, there may be shelf-life issues.)
However, you may need to have the doctor write a bulk-sized prescription -- you might have to first ask the pharmacist for optimal non-insurance pricing/quantity, then take that to the doctor for a prescription which says "VAST QUANTITIES!", then take it back to the pharmacist. However, it may actually be cheaper (in some cases) and completely cuts the insurance company out of the loop.
The only annoyance I have is that the phamarcy tends to try to automatically set up refills for monthly amounts because they assume I will be using insurance.
no subject
I only mention this because I learned something really strange about it when dealing with my thyroid medication -- it's a daily pill I will probably be on for the rest of my life. However, the insurance companies will only authorize a 30 day dosage at a time. At one point, with my co-pay, I was paying about $10 per month. *However*, if I skipped the insurance companies directly and got the perscription in bulk of 90-100 pills at a time, it cost me $18 for the bulk purchase without insurance, as opposed to $10 for a 30 day supply with.
So, it was actually *more expensive* with the insurance company for a three month supply! I have no idea if this applies to your situation or not, though. (Also, there may be shelf-life issues.)
However, you may need to have the doctor write a bulk-sized prescription -- you might have to first ask the pharmacist for optimal non-insurance pricing/quantity, then take that to the doctor for a prescription which says "VAST QUANTITIES!", then take it back to the pharmacist. However, it may actually be cheaper (in some cases) and completely cuts the insurance company out of the loop.
The only annoyance I have is that the phamarcy tends to try to automatically set up refills for monthly amounts because they assume I will be using insurance.